Purchase

Finance Topics associated with Purchasing a home.

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Separation Can Reset Your First-Time Buyer Status
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Learn how marital breakdown can reset first-time home buyer privileges in BC and Alberta, including HBP, FHSA, PTT exemptions, and mortgage options.

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A mortgage that qualifies you based on your assets
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April 26, 2026 Let’s go back in time for a second. Early 2000s. Flip phones. And Pearl Jam’s Alive still in heavy rotation. And in ...

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The “Presidential Mortgage” – it matures on US election day!
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April 19, 2026 Every so often, a mortgage product comes along that isn’t just about rate — it’s about timing. A new offering has entered the ...

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What Happens If My New Condo Appraises Substantially Lower?
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April 3, 2026 As a mortgage broker in Vancouver and Calgary, I’m seeing an increasing number of appraisals come in lower on newly built ...

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Speed Has Always Mattered—Now It’s Critical
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March 30, 2026 Speed has always been a factor in mortgage financing. But in today’s environment—where rates can move meaningfully in a matter of ...

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GST Rebate Now in Effect: What It Actually Means for First-Time Buyers
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March 23, 2026 Something meaningful just happened in Canadian housing policy—and it’s flying a bit under the radar. The federal government’s GST rebate ...

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2026 Housing Market Outlook: Vancouver Softens, Alberta Holds Firm
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Jan 4, 2026 As we progress into 2026, Canada’s housing markets continue to evolve — and not all regions are moving in the same direction. Local market ...

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Heads up, a hike in mortgage rates might be in play
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December 5, 2025 The interest rate environment continues to be dynamic, unpredictable, and highly influenced by global forces rather than domestic ...

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What Banks look for when reviewing your Condo Documents
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December 1, 2025 When you’re buying a condo or townhouse in Canada, the focus is usually on the unit: the floor plan, the location, the amenities, the view. ...

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The Bank of Canada Gears Down, what about Mortgage Rates?
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November 17, 2025 On November 12, the Bank of Canada released its Third Quarter Financial Report. I don’t usually pay much attention to these releases, but I ...

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Vancouver Condo Market 2025: Is Now the Time to Buy?
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Oct 26, 2025 Vancouver’s condo market is offering something it rarely does: a temporary pause in price pressure, paired with easing interest rates and ...

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Strategic Entry Points for First-Time Home Buyers in Vancouver
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Oct 25, 2025 For years, Vancouver’s real estate market was a battlefield — buyers lined up at open houses, offers came in hours after listing, and bidding ...

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