Mortgagenomics Podcast
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Can you buy Property if you are not a Canadian Citizen?
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Buying property in BC as a non-Canadian isn't one hurdle — it's two. A federal law decides if you can buy. A separate BC tax decides what it costs you. Clear ...

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Prime Rate Remains As Is, but Fixed Rates are on the Move
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The Bank of Canada held rates today, but fixed mortgages could still rise. Here's the bond market story behind the headline — and what to do about it.

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The Canadian Mortgage Market Is Quietly Changing
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Canada’s mortgage market is changing beneath the surface. Some financing options are opening up, while others are becoming harder to access. Here’s what ...

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Separation Can Reset Your First-Time Buyer Status
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Learn how marital breakdown can reset first-time home buyer privileges in BC and Alberta, including HBP, FHSA, PTT exemptions, and mortgage options.

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A mortgage that qualifies you based on your assets
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April 26, 2026 Let’s go back in time for a second. Early 2000s. Flip phones. And Pearl Jam’s Alive still in heavy rotation. And in ...

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The “Presidential Mortgage” – it matures on US election day!
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April 19, 2026 Every so often, a mortgage product comes along that isn’t just about rate — it’s about timing. A new offering has entered the ...

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What Happens If My New Condo Appraises Substantially Lower?
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April 3, 2026 As a mortgage broker in Vancouver and Calgary, I’m seeing an increasing number of appraisals come in lower on newly built ...

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Speed Has Always Mattered—Now It’s Critical
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March 30, 2026 Speed has always been a factor in mortgage financing. But in today’s environment—where rates can move meaningfully in a matter of ...

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GST Rebate Now in Effect: What It Actually Means for First-Time Buyers
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March 23, 2026 Something meaningful just happened in Canadian housing policy—and it’s flying a bit under the radar. The federal government’s GST rebate ...

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Bank of Canada Holds… But Pressure Is Building Beneath the Surface
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March 18, 2026 Bank of Canada Rate Announcement: What It Means for Mortgage Rates The Bank of Canada has held its policy rate at 2.25%, keeping most bank ...

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Vancouver Real Estate Outlook: A Temporary Population Dip… or a Setup for the Next Wave?
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March 18, 2026 I recently read an economic report from Rennie Intelligence that highlighted just how sharply population trends have shifted across Metro ...

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Mortgage Renewals in a Higher Rate Environment: Why Your Payment Doesn’t Always Have to Increase
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March 16, 2026 Across Canada, millions of homeowners are approaching mortgage renewal dates that look very different from the environment they originally ...

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