Mortgage Products
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Net Worth Qualification: Use Your Assets to Qualify
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With qualification rules as tight as they are, many buyers with strong savings are being told their income isn't enough — and the go-to suggestion is often to ...

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Purchasing a Home and Getting Extra Money for Immediate Renovations
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With fixer-uppers sitting longer and sellers more open to offers, dated homes are quietly becoming some of the best buys in both BC and Alberta. What most ...

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I Bet You Didn’t Know This About Variable Rate Mortgages
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Two types of variable rate mortgages, a hidden "trigger rate," a rate hold trick, and a conversion catch — here's what most homeowners never get told.

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The “Presidential Mortgage” – it matures on US election day!
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April 19, 2026 Every so often, a mortgage product comes along that isn’t just about rate — it’s about timing. A new offering has entered the ...

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Mitigating Mortgage Renewal Payment Shock in Canada: Strategies for 2025–2026
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September 12, 2025 Thousands of Canadian homeowners are approaching what’s being called the “renewal cliff”—with nearly 60% of mortgages set to renew ...

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Should You Convert Your Variable Rate Mortgage to Fixed? – what bank’s don’t tell you
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August 24, 2025 When shopping for a mortgage in Canada, one of the big decisions you’ll face is whether to go fixed or variable. For those leaning variable, ...

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Real Estate Closing Costs – banks want proof you can pay for them
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August 15, 2025 This article aims to clarify the one-time closing costs incurred during real estate transactions and their role in your overall ...

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Canada’s aging population embraces the concept of Reverse Mortgages
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April 22, 2025   In this episode, Marko Gelo and Nicole Buitenkant (of Home Equity Bank) discuss Reverse Mortgages. Here's a summary of the ...

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Conquering the key barriers of Self Employed mortgage qualification
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(October 30, 2024) If you’re self-employed and dreaming of homeownership, the mortgage process can feel like a maze. Unlike traditional applicants—who ...

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The perfect mortgage for Canadian seniors aged 65 and older
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(October 11, 2024) A CHIP Reverse Mortgage can be a powerful retirement strategy, offering Canadian homeowners a way to unlock the equity in their home ...

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From Mortgage to Title: How Your Property Ownership Structure Can Shape Your Financial Future
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(September 3, 2024) In almost all cases, when you qualify for a mortgage, you automatically become a land title holder. However, there are ways to ...

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Introducing the newest First Time Homebuyer hack in Canada…30 year amortizations
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(July 21, 2024) Don't want to miss out on the next blog post?  Click Here to have future issues emailed directly to your inbox! In recent ...

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