mortgage renewal
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Time in the Market will always Beat Timing the Market
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Vancouver, Calgary, Edmonton, the Interior, the Island — they're all in different places in the real estate cycle right now. But there's one truth that applies ...

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Your renewal is coming — and your lender is counting on you not knowing this
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Millions of Canadians are renewing right now. Here's what happens to your mortgage at maturity — and why a few days past the date costs almost nothing.

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Mortgage Renewals in a Higher Rate Environment: Why Your Payment Doesn’t Always Have to Increase
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March 16, 2026 Across Canada, millions of homeowners are approaching mortgage renewal dates that look very different from the environment they originally ...

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The One-IPA Economy: Rates on Pause, Risks Still Brewing
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Feb 2, 2026 So here we are, with January 2026 firmly behind us—and what a month it was! …Okay, I’m exaggerating. It was actually pretty uneventful. Canada’s ...

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Property Tax Assessments: What They Are — and What They Are Not
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Jan 20, 2026 It’s that time of year again — annual property tax assessments are out. Before placing all your trust in the value your municipality has assigned ...

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Break your mortgage early, pay penalty…and come out ahead?
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Jan 12, 2026 An Important Clarification: You Are Not Locked to Your Maturity Date One critical point that many mortgage holders misunderstand is this:You can ...

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30 year Amortization Makes a Comeback in Canada’s Mortgage Sector
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(October 5, 2024)   On August 1, 2024, the Government of Canada implemented significant reforms to its mortgage qualification process to help more Canadians, ...

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Is your mortgage renewal keeping you up at night?
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(May 23, 2024) Don't want to miss out on the next blog post?  Click Here to have future issues emailed directly to your inbox! As ...

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Mortgages, Real Estate, and Life in 2024
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(Jan 6, 2024) Don't want to miss out on the next blog post?  Click Here to have future issues emailed directly to your inbox! With all the uncertainty ...

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What’s the difference between a mortgage renewal and a mortgage refinance?
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(Nov 29, 2023) Don't want to miss out on the next blog post?  Click Here to have future issues emailed directly to your inbox! While the terms renewal ...

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