Mortgage Qualification Tips

Two types of variable rate mortgages, a hidden "trigger rate," a rate hold trick, and a conversion catch — here's what most homeowners never get told.

The Bank of Canada held rates today, but fixed mortgages could still rise. Here's the bond market story behind the headline — and what to do about it.

If you're shopping for a home or coming up on a renewal in the next several months, your rate hold matters more than you'd think — and it doesn't work the way ...

Canada just landed at #5 on the list of the largest foreign holders of U.S. government debt — $460 billion worth, according to the latest Treasury data. Most ...

Two different interest rate stories are unfolding right now — the BoC overnight rate and the bond market driving fixed rates. Here is how they differ.

Canadian inflation hit 3.0% in July, but almost the entire move traces back to one thing: gas prices tied to overseas shipping disruptions. What a lot of ...

Purchases always need a lawyer or notary. Refinances usually do. Renewals sometimes don't. Here's exactly when legal services are required — and what they cost.

If a guarantor, a non-borrowing spouse, or anyone signing without directly benefiting from the funds is part of your mortgage, there's a legal step that gets ...

If family is helping with your down payment, timing matters more than you'd think. Most people don't know that gifted funds sitting untouched in your account ...

Co-signor or guarantor: two ways to help a buyer qualify — but the liability, credit impact, and title rules are worlds apart. Here's the real difference.