Mortgage Qualification Tips

If family is helping with your down payment, timing matters more than you'd think. Most people don't know that gifted funds sitting untouched in your account ...

Co-signor or guarantor: two ways to help a buyer qualify — but the liability, credit impact, and title rules are worlds apart. Here's the real difference.

A growing number of Canadian homeowners are discovering that upgrading to a larger home doesn't have to mean selling your existing one — and the difference ...

Markets are pricing just a 9% chance of a rate cut at next week's Bank of Canada meeting — but a 53% chance of a hike by December. That flip quietly rewrites ...

Most condo pre-approvals are missing two critical numbers. See how skipping condo fees and property tax can slash your buying power by $65,000 or more.

Vancouver, Calgary, Edmonton, the Interior, the Island — they're all in different places in the real estate cycle right now. But there's one truth that applies ...

Millions of Canadians are renewing right now. Here's what happens to your mortgage at maturity — and why a few days past the date costs almost nothing.

Understand why a smaller bankruptcy can actually be harder to overcome than a larger one when applying for a mortgage.

The Bank of Canada held at 2.25% — but markets are pricing a hike by December. Here's what Macklem said, what he didn't, and how to choose your term.

Certain incomes can be grossed up to boost your mortgage qualifying power. Learn which sources qualify and what lenders allow.