Mortgage Qualification Tips

With fixer-uppers sitting longer and sellers more open to offers, dated homes are quietly becoming some of the best buys in both BC and Alberta. What most ...

Most people assume fixed mortgage rates move randomly, or that only lenders know when a change is coming — neither is actually true. There's a specific pattern ...

A recap of this week's biggest headlines — Canada's investment pitch, a new tax break, a Fed hike — and what they could mean for your mortgage rate. I broke ...

Buying property in BC as a non-Canadian isn't one hurdle — it's two. A federal law decides if you can buy. A separate BC tax decides what it costs you. Clear ...

Two types of variable rate mortgages, a hidden "trigger rate," a rate hold trick, and a conversion catch — here's what most homeowners never get told.

The Bank of Canada held rates today, but fixed mortgages could still rise. Here's the bond market story behind the headline — and what to do about it.

If you're shopping for a home or coming up on a renewal in the next several months, your rate hold matters more than you'd think — and it doesn't work the way ...

Canada just landed at #5 on the list of the largest foreign holders of U.S. government debt — $460 billion worth, according to the latest Treasury data. Most ...

Two different interest rate stories are unfolding right now — the BoC overnight rate and the bond market driving fixed rates. Here is how they differ.

Canadian inflation hit 3.0% in July, but almost the entire move traces back to one thing: gas prices tied to overseas shipping disruptions. What a lot of ...