Mortgage Qualification Tips

Canadian inflation hit 3.0% in July, but almost the entire move traces back to one thing: gas prices tied to overseas shipping disruptions. What a lot of ...

Purchases always need a lawyer or notary. Refinances usually do. Renewals sometimes don't. Here's exactly when legal services are required — and what they cost.

If a guarantor, a non-borrowing spouse, or anyone signing without directly benefiting from the funds is part of your mortgage, there's a legal step that gets ...

If family is helping with your down payment, timing matters more than you'd think. Most people don't know that gifted funds sitting untouched in your account ...

Co-signor or guarantor: two ways to help a buyer qualify — but the liability, credit impact, and title rules are worlds apart. Here's the real difference.

A growing number of Canadian homeowners are discovering that upgrading to a larger home doesn't have to mean selling your existing one — and the difference ...

Markets are pricing just a 9% chance of a rate cut at next week's Bank of Canada meeting — but a 53% chance of a hike by December. That flip quietly rewrites ...

Most condo pre-approvals are missing two critical numbers. See how skipping condo fees and property tax can slash your buying power by $65,000 or more.

Vancouver, Calgary, Edmonton, the Interior, the Island — they're all in different places in the real estate cycle right now. But there's one truth that applies ...

Millions of Canadians are renewing right now. Here's what happens to your mortgage at maturity — and why a few days past the date costs almost nothing.