5% is the minimum down payment required for a home purchase up to $500,000, and any amount above that is 10%. Example: A $600,000 home requires a down payment of $35,000 (5% on $500,000 and 10% on $100,000).
We Work For you!
We are paid 100% commission and are motivated to service your needs. We work with the banks, but we don't work bank hours. We're available...pretty much anytime you need us.
The Mortgage Centre
The Mortgage Centre is the pioneer of mortgage brokering in Canada (since 1989). Over 100 independently owned and operated franchises across Canada.
Serving Alberta and BC
You are on the website of Home Financing Solutions - a leading franchise of The Mortgage Centre network. Dually licensed in the provinces of Alberta and BC.
Easy Pre-Approvals
Our Mortgage pre-Approvals are amazing and loaded with details and scenarios. We don't just grant you a rate hold...we actually pre-approve you for the mortgage, as well!
ONE Application, ONE Credit Check
We are able to inquire with multiple lenders at once. This means that we only check your credit score once...ONE Application, ONE Credit Check, and access to Canada's TOP Lenders!
Discounted Rates
Unlike the banks who offer "posted" rates, we offer fully discounted rates from the get go!
MCC Home Centre Application
Check out our mortgage app. It includes everything you need to estimate your homeownership costs. You can calculate mortgage scenarios, get pre-qualified, browse thousands of rates, stress test, land transfer taxes, closing costs and so much more.