User Posts: mortgages@markogelo.ca
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The Canadian Mortgage Market Is Quietly Changing
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Canada’s mortgage market is changing beneath the surface. Some financing options are opening up, while others are becoming harder to access. Here’s what ...

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The Mortgage Problems Nobody Warns You About During a Divorce
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Divorce is emotional — but mortgage qualification is mathematical. In this article, Marko Gelo explains three major mortgage problems that separating couples ...

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The Hidden Calories in Today’s Mortgage Rates
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Mortgage rates appear steady, but inflation pressure, oil volatility, and global uncertainty are quietly building. This post explains what’s really ...

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Low Appraisal? How to Keep Your Mortgage Approval Alive
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What happens when an appraisal comes in low? Learn how mortgage structure, insured financing, and lender strategy can help keep your deal alive.

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Separation Can Reset Your First-Time Buyer Status
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Learn how marital breakdown can reset first-time home buyer privileges in BC and Alberta, including HBP, FHSA, PTT exemptions, and mortgage options.

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A mortgage that qualifies you based on your assets
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April 26, 2026 Let’s go back in time for a second. Early 2000s. Flip phones. And Pearl Jam’s Alive still in heavy rotation. And in ...

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The “Presidential Mortgage” – it matures on US election day!
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April 19, 2026 Every so often, a mortgage product comes along that isn’t just about rate — it’s about timing. A new offering has entered the ...

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What Happens If My New Condo Appraises Substantially Lower?
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April 3, 2026 As a mortgage broker in Vancouver and Calgary, I’m seeing an increasing number of appraisals come in lower on newly built ...

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Speed Has Always Mattered—Now It’s Critical
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March 30, 2026 Speed has always been a factor in mortgage financing. But in today’s environment—where rates can move meaningfully in a matter of ...

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GST Rebate Now in Effect: What It Actually Means for First-Time Buyers
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March 23, 2026 Something meaningful just happened in Canadian housing policy—and it’s flying a bit under the radar. The federal government’s GST rebate ...

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