User Posts: mortgages@markogelo.ca
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Oil Shock, U.S. Data & Canadian Mortgage Rates
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A Middle East flare-up sent oil prices soaring this week — and Canadian mortgage rates felt it. Here's what it means for your renewal or purchase.

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PTT & GST Exemptions for BC and Alberta Home Buyers
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Learn how BC's PTT exemptions and the new 2025 federal GST rebate could save first-time buyers over $60,000. Marko Gelo breaks it all down.

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Canada’s Economy Had a Bad Quarter, Then April Walked In Smiling
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Canada’s latest GDP report showed weakness, including a sharp drop in residential investment. But with April showing signs of strength, rate cuts are not ...

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Why Mortgage Qualification Feels Like Being Put on Trial
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Mortgage qualification can feel like being put on trial. From income documents to down payment paper trails, lenders are asking more questions than many ...

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The Canadian Mortgage Market Is Quietly Changing
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Canada’s mortgage market is changing beneath the surface. Some financing options are opening up, while others are becoming harder to access. Here’s what ...

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The Mortgage Problems Nobody Warns You About During a Divorce
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Divorce is emotional — but mortgage qualification is mathematical. In this article, Marko Gelo explains three major mortgage problems that separating couples ...

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The Hidden Calories in Today’s Mortgage Rates
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Mortgage rates appear steady, but inflation pressure, oil volatility, and global uncertainty are quietly building. This post explains what’s really ...

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Low Appraisal? How to Keep Your Mortgage Approval Alive
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What happens when an appraisal comes in low? Learn how mortgage structure, insured financing, and lender strategy can help keep your deal alive.

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Separation Can Reset Your First-Time Buyer Status
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Learn how marital breakdown can reset first-time home buyer privileges in BC and Alberta, including HBP, FHSA, PTT exemptions, and mortgage options.

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A mortgage that qualifies you based on your assets
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April 26, 2026 Let’s go back in time for a second. Early 2000s. Flip phones. And Pearl Jam’s Alive still in heavy rotation. And in ...

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