User Posts: mortgages@markogelo.ca
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Speed Has Always Mattered—Now It’s Critical
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March 30, 2026 Speed has always been a factor in mortgage financing. But in today’s environment—where rates can move meaningfully in a matter of ...

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GST Rebate Now in Effect: What It Actually Means for First-Time Buyers
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March 23, 2026 Something meaningful just happened in Canadian housing policy—and it’s flying a bit under the radar. The federal government’s GST rebate ...

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Bank of Canada Holds… But Pressure Is Building Beneath the Surface
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March 18, 2026 Bank of Canada Rate Announcement: What It Means for Mortgage Rates The Bank of Canada has held its policy rate at 2.25%, keeping most bank ...

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Vancouver Real Estate Outlook: A Temporary Population Dip… or a Setup for the Next Wave?
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March 18, 2026 I recently read an economic report from Rennie Intelligence that highlighted just how sharply population trends have shifted across Metro ...

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Mortgage Renewals in a Higher Rate Environment: Why Your Payment Doesn’t Always Have to Increase
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March 16, 2026 Across Canada, millions of homeowners are approaching mortgage renewal dates that look very different from the environment they originally ...

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Bond Yields Are Rising — that means Mortgage Rates are moving Up
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March 9, 2026 Something interesting has been happening quietly in the background of Canada’s mortgage market over the past week, and it’s worth paying ...

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The Quitely Evolving Family Formation
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March 7, 2026 The Quiet Shift Happening Inside Canadian Homes And Why It May Be the Most Underrated Real Estate Strategy in Vancouver & Calgary ...

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When Two Buyer Profiles Collide
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March 5, 2026 How Mortgage & Real Estate Rules Actually Apply When Eligibility Isn’t Identical Buying a home with someone who has a different financial ...

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Manulife One Mortgage: A Theoretical Masterpiece (For the Right Person)
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Feb 23, 2026 In the Canadian mortgage world, most products are just variations of the same mechanical structure: • Fixed or variable rate• 25- or 30-year ...

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The One-IPA Economy: Rates on Pause, Risks Still Brewing
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Feb 2, 2026 So here we are, with January 2026 firmly behind us—and what a month it was! …Okay, I’m exaggerating. It was actually pretty uneventful. Canada’s ...

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