User Posts: mortgages@markogelo.ca
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Strategic Entry Points for First-Time Home Buyers in Vancouver
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Oct 25, 2025 For years, Vancouver’s real estate market was a battlefield — buyers lined up at open houses, offers came in hours after listing, and bidding ...

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Want to Fix Canada’s Housing Crisis? Make Mortgage Interest Tax Deductible.
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Oct 20, 2025 Let’s call it like it is — owning a home in Canada has become unattainable for the average person. Whether you’re a first-time buyer, a young ...

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We need to stop thinking like it’s the end of the world
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Oct 13, 2025 With interest rates beginning to ease from recent highs and several positive indicators emerging, there’s reason for cautious optimism. Let’s ...

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Mortgage Rate Holds in Canada: What You Need to Know
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Oct 6, 2025   In Canada, mortgage rate holds are one of the most misunderstood elements of the mortgage process. Many buyers hear the term and assume ...

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Optimizing Debt Service Ratios (GDS & TDS) to Boost Your Mortgage Approval
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September 26, 2025 In Canada’s competitive housing market, qualifying for a mortgage often comes down to your debt servicing coverage ratios (DSCR). These ...

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Mortgage qualification for self employed applicants in Canada – why timing is everything
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September 20, 2025 In the world of homeownership, few journeys are as uniquely challenging—and rewarding—as that of the self-employed borrower. Whether ...

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Mitigating Mortgage Renewal Payment Shock in Canada: Strategies for 2025–2026
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September 12, 2025 Thousands of Canadian homeowners are approaching what’s being called the “renewal cliff”—with nearly 60% of mortgages set to renew ...

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Mortgage Stress Test in Canada: Outdated Burden or Necessary Guardrail?
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September 3, 2025 Once hailed as a safeguard against reckless borrowing, the Canadian mortgage stress test has quietly shifted into the background of our ...

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Mortgage Brokers in Canada Explained
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August 29, 2025 When most Canadians hear the term mortgage broker, they think of someone who simply “shops around” for better rates. While that’s not ...

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Should You Convert Your Variable Rate Mortgage to Fixed? – what bank’s don’t tell you
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August 24, 2025 When shopping for a mortgage in Canada, one of the big decisions you’ll face is whether to go fixed or variable. For those leaning variable, ...

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