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How to reduce your mortgage payment in a rising interest rate environment 
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(November 6, 2022) Mortgage rates have skyrocketed, inflation has soared and Canadians far and wide are finding it more and more challenging to ...

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Does the ‘Prohibition on the Purchase of Residential Property by Non-Canadians Act’ apply to Temporary Residents? 
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(October 31, 2022) The content of this post has been removed and updated (as of Jan 25, 2023). Click Here to be redirected to a more recent post that ...

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Moving to Calgary? 
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(October 25, 2022) From a First Time Home Buyer's perspective Probably one of the most opportunistic places in Canada where a young adult can seek ...

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Mortgage Rate Holds 
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(October 15, 2022) There's more to a rate hold than the actual rate itself For most prospective homebuyers the concept of reserving an interest ...

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Should I buy a house now, or wait? 
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(October 2, 2022) Cost of Borrowing vs Falling Home Prices It's tough enough to be in the midst of a volatile real estate market, but to add to it a ...

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Moving to Vancouver?  Here’s what you need to know when it comes to qualifying for a mortgage 
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(September 19, 2022) From a First Time Home Buyer Perspective The minimum income required to purchase a property in Greater Vancouver is as follows: ...

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Options for variable rate mortgage holders with trigger rates and trigger points 
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(September 10, 2022) Since January 2022, Canada's Prime Rate has increased from 2.45% to 5.45% (as of today, September 10, 2022).  And ...

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Undecided about how to proceed with your mortgage renewal? 
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(August 30, 2022) Today's interest rate environment brings new meaning to the term sticker shock.  Not long ago, you were able to sign up ...

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Temporary Residents, Mortgage Qualification, and Foreign Buyer Tax in Canada
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(August 19, 2022) If you are new to Canada, let this be the first website to officially welcome you - Welcome to Canada! Here's what you need ...

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What’s it like qualifying for a mortgage in 2022?
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(August 15, 2022) With all the talk about interest rates in the past few months there's been less focus on the actual qualification guidelines. Here ...

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