Renewing

Finance Topics associated with Renewing your mortgage.

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The One-IPA Economy: Rates on Pause, Risks Still Brewing
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Feb 2, 2026 So here we are, with January 2026 firmly behind us—and what a month it was! …Okay, I’m exaggerating. It was actually pretty uneventful. Canada’s ...

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Property Tax Assessments: What They Are — and What They Are Not
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Jan 20, 2026 It’s that time of year again — annual property tax assessments are out. Before placing all your trust in the value your municipality has assigned ...

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Break your mortgage early, pay penalty…and come out ahead?
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Jan 12, 2026 An Important Clarification: You Are Not Locked to Your Maturity Date One critical point that many mortgage holders misunderstand is this:You can ...

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2026 Housing Market Outlook: Vancouver Softens, Alberta Holds Firm
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Jan 4, 2026 As we progress into 2026, Canada’s housing markets continue to evolve — and not all regions are moving in the same direction. Local market ...

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Heads up, a hike in mortgage rates might be in play
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December 5, 2025 The interest rate environment continues to be dynamic, unpredictable, and highly influenced by global forces rather than domestic ...

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The Bank of Canada Gears Down, what about Mortgage Rates?
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November 17, 2025 On November 12, the Bank of Canada released its Third Quarter Financial Report. I don’t usually pay much attention to these releases, but I ...

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Mortgage Rate Holds in Canada: What You Need to Know
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Oct 6, 2025   In Canada, mortgage rate holds are one of the most misunderstood elements of the mortgage process. Many buyers hear the term and assume ...

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Optimizing Debt Service Ratios (GDS & TDS) to Boost Your Mortgage Approval
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September 26, 2025 In Canada’s competitive housing market, qualifying for a mortgage often comes down to your debt servicing coverage ratios (DSCR). These ...

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Mitigating Mortgage Renewal Payment Shock in Canada: Strategies for 2025–2026
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September 12, 2025 Thousands of Canadian homeowners are approaching what’s being called the “renewal cliff”—with nearly 60% of mortgages set to renew ...

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Mortgage Stress Test in Canada: Outdated Burden or Necessary Guardrail?
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September 3, 2025 Once hailed as a safeguard against reckless borrowing, the Canadian mortgage stress test has quietly shifted into the background of our ...

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Is your mortgage renewal keeping you up at night?
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(May 23, 2024) Don't want to miss out on the next blog post?  Click Here to have future issues emailed directly to your inbox! As ...

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Watch out for these deal-killing mortgage conditions.
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(February 18, 2024) Don't want to miss out on the next blog post?  Click Here to have future issues emailed directly to your inbox! Securing a ...

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