User Posts: markogel@gmail.com
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I arrived in Canada and want to buy a house – what do I need to know about mortgage qualification?
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(May 12, 2022) When it comes to qualifying for a mortgage, there are two main classifications that Canadian banks look at when qualifying newcomers: ...

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Is it OK to use borrowed money for your mortgage down payment?
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(May 5, 2022) The final segment of a multi-post series, Turning a Decline into an Approval, here is Decline Reason #4 - Down Payment Issues:  ...

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Credit Issues, past and present
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(April 14, 2022) Part 3 of a multi-post series, Turning a Decline into an Approval, here is Decline Reason #3 - Credit Issues:  Decline Reason ...

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Ineligible Qualifying Income?
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(April 14, 2022) ...carrying on from last weeks start of a multi-post series, Turning a Decline into an Approval, here is Decline Reason #2 - Ineligible ...

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Maximizing your income when qualifying for a mortgage
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(April 4, 2022) As is the case with many things in life the path to success is anything but a straight line and when it comes to qualifying for a ...

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Eligibility for Temporary Residents seeking a mortgage in Canada with less than 20% down payment
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(March 23, 2022) Intro (pre-amble): up to 10:00 mark of podcast (which city has the highest average mortgage in Canada | keep an eye on ...

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What is considered a ‘proper’ mortgage pre approval?
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(March 15, 2022) Intro (pre-amble): up to 5:53 mark of podcast (weekly interest rate recap and projections) One of the more common ...

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Refinancing your home to purchase a rental property
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(March 7, 2022) Intro (pre-amble): up to 6:02 mark of podcast (weekly interest rate recap and projections) With the prolonged surge of ...

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Co-Signers, Guarantors, Joint Tenants, and Tenants in Common
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(February 25, 2022) Mortgage applications often reach that critical tipping point when the addition of a non-occupying applicant is required to push ...

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Qualifying for a mortgage when relocating to another province
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(February 12, 2022) Whether it’s due to employment, quality of life, or a multitude of other reasons, Canadians have demonstrated that they are ...

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