User Posts: markogel@gmail.com
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Qualifying for an Investment Property Mortgage
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(January 12, 2023) Here are 5 key points to be aware of when qualifying for a mortgage for the purpose of purchasing a rental/investment property: ...

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Exemptions and Revisions: How the Foreign Buyer Ban Affects Temporary Residents
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(Sept 12, 2023) The Prohibition on the Purchase of Residential Property by Non-Canadians Act (also known as the Foreign Ban) came into effect on Jan ...

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Permanent Residents in Canada have 5 years to take advantage of this mortgage qualification program
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(December 8, 2022) Prior to becoming a full-fledged Canadian citizen, newcomers in Canada fulfill a 5 year period as Permanent Residents (PR).  ...

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If I had to pick a mortgage right now, it would be… 
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(November 26, 2022) There's been a lot of head scratching going on the past few months about interest rates.  But lately, the conversation has ...

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Can I use Part-Time Income to qualify for a mortgage? 
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(November 13, 2022) There's basically two categories of qualification when it comes to part-time income: Qualification criteria for part-time ...

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How to reduce your mortgage payment in a rising interest rate environment 
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(November 6, 2022) Mortgage rates have skyrocketed, inflation has soared and Canadians far and wide are finding it more and more challenging to ...

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Does the ‘Prohibition on the Purchase of Residential Property by Non-Canadians Act’ apply to Temporary Residents? 
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(October 31, 2022) The content of this post has been removed and updated (as of Jan 25, 2023). Click Here to be redirected to a more recent post that ...

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Moving to Calgary? 
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(October 25, 2022) From a First Time Home Buyer's perspective Probably one of the most opportunistic places in Canada where a young adult can seek ...

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Mortgage Rate Holds 
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(October 15, 2022) There's more to a rate hold than the actual rate itself For most prospective homebuyers the concept of reserving an interest ...

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Should I buy a house now, or wait? 
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(October 2, 2022) Cost of Borrowing vs Falling Home Prices It's tough enough to be in the midst of a volatile real estate market, but to add to it a ...

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